How many fucking times do I have to read an article on how a million dollars isn't enough to retire on... Always written by some fucker who makes their living by getting you to give your money to them to invest.
What a crock of shit.
Median income in the us is about 59k. Typical ss is 14k so if you can pull 40 - 50k from your retirement fund you are pretty much on the money.
Second - the 4% rule assumes that you want your money to last a really long time. I have no interest in leaving an inheritance for anyone so if I die at 90 after blowing my last 50k on one hell of a party I figure that for a win.
To wit - fuck you you stuffed shirt overpaid con artist assholes.